Prime Yield in the Press: “Non-performing loans have fallen tenfold over the last decade”
At Prime Yield, we closely monitor the trend in non-performing loans (NPL) in Portugal — and the latest figures confirm a very positive trajectory.
- Portugal ends 2025 with €4.1 billion in NPL, around ten times less than in 2015
- The country has now seen a decade of consecutive reductions in NPL
- The NPL ratio has fallen significantly, from 19.6% to 2.0%
- In 2025 alone, there was a reduction of €500 million (-11%)
In addition to the sustained improvement in these indicators, our research also reveals a repositioning of the transaction market for these portfolios: more selective, smaller-scale transactions and growing momentum in the secondary market.
This information, released by Prime Yield, on the evolution of NPL in Portugal, was highlighted on Rádio Renascença — a clear sign of the relevance and impact of these figures on the national economic landscape.
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